Cash Vs. Debit and Some Travel Tips

It's awfully convenient to use that debit card. Just a quick swipe and you're on your way. But sometimes, it's a smarter choice to use good old fashioned cash. Here's why:

Generally, merchants are not permitted to charge more for using a credit or debit card. But they can offer a discount for using cash. This is especially evident at gas stations, where there's a different price for cash and credit purchases. Hopefully, the station will have signs that clearly identify the conditions for each form of purchase. And, also notice, that the price on the street sign must match the price on the pump. In Massachusetts, earlier this year, the Division of Standards upheld fines against two gas stations for not abiding by this rule. Given the high gas prices (I don't care if the cost has come down slightly in recent weeks — .it's still too high), be advised to pay attention at the pump.

And you might also want to pay attention to the following, to save money on your summer traveling costs:

Avoid filling up if you see the delivery tanker at the station. Sediment in the tank can get stirred up when new fuel is added. That might end up in your tank, which would not be a good thing

Change your air filter periodically. A dirty air filter will reduce your gas mileage

In the summer, fill up in the mornings when the temperature is the coolest. Doing that will avoid any possible expansion or evaporation of propane in the tank. (In the winter, filling up midday provides the warmest temperature so pumps and machinery won't freeze)

Check the pressure in your tires. Under-inflated tires can make your car's engine work harder and burn more fuel

I hope these ideas will help you save money. I'm sure you can find other uses for it! Until next time, here's to good planning!

Het more great advice from Diva Toolbox Contributor, Rosemary White on her website at www.MoneyTipsOnline.com…

Find the Best School for Travel Nursing

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You won't find the same education in one place that you will find in another, which is why travel nursing students should look for the best schools before submitting applications. Although you might not be able to conceivably attend the very best school, you also shouldn't start at the bottom of the barrel. Follow the tips below for finding the best school for travel nursing.

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Decide whether you want to attend school in- or out-of-state. If you know that you will be staying in your home state, it limits your search considerably.;

Attend a college fair at your high school or in your community. Representatives from dozens of schools will be there to pass out literature and to answer questions.;

Take brochures and pamphlets from all of the schools that seem promising, and ask the representatives about the nursing programs. In most cases, they will be honest.;

Talk with local healthcare staffing agencies and ask for their recommendations concerning schools. They will have worked in the industry long enough to know which schools are the best for travel nursing.;

Look through all of the brochures you have collected and select your top three. They should be schools that you can reasonably afford and that are within your geographical parameters.;

Call an admissions representative for each of the schools and let them know you are interested in their nursing program. Find out if they have any additional literature that they can send you.;

Share the information you have collected with friends, family members and your counselor at school. Ask for advice about choosing the best school, though the final choice should be yours alone.

Avoid looking at schools you can't afford, unless you think you have a reasonable chance at obtaining a scholarship. It's best to focus on schools that are a real possibility.;

Schedule a tour of your top three schools so that you can get a first-hand glimpse of their facilities and programs.;

Visit the US News website and look at their 'America's Best Colleges 2020' list. They have a registered nursing section.

www.usnews.com…